Privacy Policy

We gather and store client details by expressly looking for authorizations from the clients. Our main objective in doing so is to offer clients a protected, smooth, and tailored experience. This allows us to give offerings and functions that meet your necessities and to make the customer experience while working to operate our platform in a more secure and less intricate manner and to work on the offerings with our help. In specific, we collect personal details from clients that we believe is crucial to achieving the business purposes referenced previously.

The data collected by us Is inclusive of:
• Name
• E-mail
• Gender
• Photograph
• Mailing address
• Postal code
• Family details
• University/College
• Contact Number
• Linked prepaid wallet details
• Bill details
• Vehicle details
• Permanent Account Number (PAN)
• Academic records and Certificates

Our site and App also gather contact numbers for verification purposes to test the SIM on the device that exceptionally identifies you and fends off fraudsters to get unauthorized access. We don't accumulate, read or store client call records or SMS.

Collecting Device Location and Device Information:

We gather and screen the data about the area of the client's device to give usefulness of your credit application, decline risks identified with your high-level application, and give pre-insisted tweaked advance offers.

The information that the App gathers, and its usage depends on how you manage the protection controls on your device. Right when you present the App, we store the information that we collect with extraordinary identifiers attached to the device being used. We assemble data from the device when you download and introduce the App and look for permission from the client to get the required data from the device.

Collecting Installed Applications:

We collect a summary of the presented applications' metadata which fuses the application name, bundle name, introduced time, variant name, refreshed time, and structure code of each acquainted application on your device to determine your credit value and upgrade your profile with pre-endorsed revamp advance offers.

Camera:

We require camera permission to result and catch the required KYC files through this manner. This permits us to auto-fill significant fields.

As assistance of the KYC venture, we anticipate admittance to your camera to enable you to commence your KYC communication. This permission grants us or our endorsed experts to play out your Video KYC while at the same time taking screenshots of your unique Officially Verified Documents that you present during your Video KYC venture. Video KYC enables you to finish your KYC cautiously, effectively, and proficiently. Your video will be recorded and held for regulatory reasons along with the screenshots of unique Official Verified Documents.

Microphone:

We need microphone approval to engage a two-route correspondence in between our approved expert and user to perform and complete your Video KYC. Your sound will be recorded for regulatory reasons.

Storage:

We need storage permission so that your KYC and other important reports can be securely downloaded and saved money on your phone. You can then adequately transfer the right KYC-related records for speedier credit application nuances filling and disbursal measures. This guarantees that you are furnished with a steady experience while using the application.

Usage and Disclosure of Personal and Other Information:

We access, store and utilize the information we gather from you, according to the applicable laws to offer our Types of assistance, to explore and develop new ones subject to the limitations set out in this Privacy Policy.

We use this information to:

• Resolve disputes
• Troubleshoot problems
• Assist in promoting a safe service
• Give Insightful analysis
• Promotional and Marketing activities including SMSs, email, and WhatsApp.
• Measure consumer interest and fulfilment in our products and services.
• Notification about online and offline offers, products, services, and updates.
• Customize user experience.
• Identify and ensure us against any criminal activity, fraud, and other crimes.
• Implement our terms and conditions.
• Enhancement of our services and as in any case depicted to you at the time of collection.
• In our endeavours to constantly enhance our product and service offerings, we gather and break down demographic and profile data about our client’s activity on our platform.