Frequently Asked Questions

Loan amounts vary based on your income, credit profile, repayment capacity, and internal assessment. The exact eligible amount will be shown after you complete the application.

In Paisaboxx, Eligibility generally depends on factors such as:

· Stable source of income (salaried),

· Good credit history, Final eligibility is subject to internal credit assessment.

Personal loan tenure is flexible and will be clearly communicated before loan acceptance. You can choose a tenure that best suits your repayment comfort.

Interest rates depend on your credit profile, income, loan amount, and tenure. The applicable rate and total repayment amount will be clearly communicated before loan acceptance.

No, Paisaboxx believe in complete transparency. All applicable charges such as processing fees, interest, and penalties (if any) are disclosed upfront before loan confirmation.

You can apply online by:

• Apply loan,

• Eligibility Check,

• Submitting required documents,

• Loan approval and disbursal.

In Paisaboxx the process is simple, fast, and fully digital.

Yes, in Paisaboxx prepayment is allowed as per loan terms.

Commonly required documents include:

• KYC Documents

• Address proof

• Income proof or bank statements

• Document requirements may vary based on applicant profile.

Once all required details and documents are submitted and verified, approval is usually quick. Disbursal timelines may vary depending on online verification and bank processing.

The approved loan amount is directly credited to your registered bank account after successful verification and completion of all formalities.

Missing any payment may attract late payment charges and can negatively impact your credit score. We recommend maintaining sufficient balance in your bank account to avoid defaults.

Yes. We follow strict data security and privacy standards. Your information is used only for loan processing and is protected with secure systems.

You can reach Paisaboxx customer support team through email, phone, or the support section on our website for any loan-related queries.

You can check your loan status by logging into your account on the website. For further clarification, customer support can guide you.

If your loan is approved but not yet credited, please allow some processing time. If the delay continues, contact customer support with your loan reference number.

Paisaboxx offers personal loans starting from Rs. 5000 and upto Rs. 1,00,000.

Our business hours are 10:00 am to 6:30 pm, Monday to Saturday with the exception of bank holiday.

Paisaboxx is open only to Indian citizen above age of 21 years holding an Indian identity and address proof in India.